The Company accepts treaty and facultative business in the following classes: -

a) Fire & Allied Classes

Material damage and loss of profits treaty and facultative cover for losses sustained through the occasioning of the main hazards insured ie fire, lightning and explosion. Additional perils include impact of aircraft, sonic boom, sprinkler leakage, hail, strike, riot, civil commotion and earthquake.

b) CAR Engineering

Material damage and loss of profit (LOP) treaty and facultative cover for losses sustained vide “Engineering Insurances” i.e. machinery breakdown, electronic equipment breakdown, boiler breakdown, losses sustained vide “Machinery guarantee insurances” i.e. erection all-risks (EAR) and contractors all-risks (CAR)

 
c) Marine Hull and Cargo

Treaty and facultative cover in respect of hull insurances, i.e. the insurance of convergences (usually vessels but sometimes also vehicles on land) and cargo insurances i.e. the insurances of goods in transit

d) General Accident and Motor

Treaty and facultative cover in respect of miscellaneous Accident classes, General third party liability, personal accident and motor (motor liability, motor owner (Physical damage), and passenger accident) insurances.

e) Aviation,

Treaty and facultative cover in respect of aviation hull, liability (passenger legal liability and third party legal liability) and personal accident insurances

f) Life

Non-Proportional Treaty reinsurance cover in respect of Group life insurance and other life assurance products i.e. whole life assurance, Endowment assurance, Pure Endowment assurance, Term assurance, Annuities and Pension assurance

g) COMESA Yellow Card Reinsurance Pool

The Reinsurance Pool augments the operation of the underlying Regional Third Party Motor Vehicle Insurance Scheme (otherwise known as the COMESA Yellow Card Scheme) by providing reinsurance capacity and acting as a clearance house for the settlement of incurred claims

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