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In these times when business presents itself in increasingly complex risk ZEP-RE strives to provide its clients with a little more than the what traditional reinsurers used to offer their clients in the past. ZEP-RE has adopted a holistic approach to client service by striving to provide a wide range of services aimed at helping the client meet their goals with minimum fuss. We understand that the relationship with our clients is long term and as such we strive to be partners as opposed to developing one time relationships based on premiums and claims.

To this end ZEP-RE has ensured that its clients within and outside the region are availed all manner of services including product design, capacity development, risk assessment and pricing tools. We understand that each client is different and the needs of each sub region are different. Pursuant therefore we continuously strive to offer tailor-made solutions that are responsive to the needs of each individual client.

Through our training publications, workshops and seminars we share with our clients the knowledge of business, risk management and new practices that are being adopted by leading industry players. We trust that our clients value our service and commitment.

Other specialised services the Company offers to the region include: -


The COMESA Yellow Card is a motor vehicle insurance scheme which is valid in all the participating countries. It covers third-party liabilities and medical expenses for the driver of the vehicle and his passengers should they suffer any bodily injury as a result of an accident to an insured vehicle. It also facilitates cross border movement of vehicles between COMESA member countries. As this card is valid in many parts of the region, transporters and motorists do not have to buy insurance cover at each border post they cross. This yellow card scheme is administered as an Insurance Pool and ZEP-RE has been managing this Pool for over 10 (ten) years.


The COMESA RCTG is a customs transit regime designed to facilitate the movement of goods in transit in the COMESA region by providing adequate security of guarantee to the transit countries to recover duties and taxes should the goods in transit be illegally disposed of for home consumption in the country of transit. Under the RCTG Scheme, only one bond- RCTG CARNET will be issued and thus doing away with the current practice under which a bond is required to be issued for every country in which the goods are in transit. The RCTG CARNET therefore facilitates the movement, clearance and release of transit goods and thereby reducing the cost of guarantees, collateral amount, and transit time and overall costing of doing in the region.

ZEP-RE was appointed as Pool manager of this scheme in June, 2010.